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reddit churning flowchart

December 30, 2020    

Before we get to Reddit's best churning resources, let's provide a bit of basic info here for newbies: What is Credit Card Churning? There are some pretty vulgar words on there, I assume that's people messing it. If the flowchart becomes a useful tool, it will be easy to update as new cards come and old cards are discontinued, but the idea is for it to provide guidance that is accurate for most new and new-ish churners in most situations (and, I hope, lessen the amount of typing I do in WCW). Flowchart for Noobs. This flowchart is also not a replacement for reading the wiki and the other excellent guides in the sidebar, though it does attempt to distill the most important and oft-asked topics concerning credit card recommendations and application strategies. Posted by 1 year ago. Honestly not sure. New comments cannot be posted and votes cannot be cast. Was that the one where you clicked through and got answers as you picked your “path”? It can also provide guidance on which card is the right one for you even if the 5/24 rule has kicked in. This unique tool is mostlypretty much entirely text-based, meaning you can make a flowchart without moving your fingers away from the keyboard. They also have an amazing flowchart that the network updates monthly. I’m taking down the link. Churning is the somewhat controversial practice of opening multiple credit cards to take advantage of their sign-up bonuses, such as travel miles and points rewards, typically with no real intention of keeping the cards longterm. Thanks for the feedback. If you’re interested in churning, this Reddit chart will help you prioritize which card you should apply for next. Thank goodness we let this one through, lasted less than 24 hours and now its gone... New comments cannot be posted and votes cannot be cast. If you’ve gotten into churning, what just-evil-enough hacks have you used to ensure you get your rewards without getting them clawed back later? I think a naming key would be really helpful. Whether you are new to diagramming flowcharts or you are a seasoned pro, our free flowchart maker has everything you need to draw any type of process. r/churning: A place to discuss credit cards to profit from sign-up offers. Discover the magic of the internet at Imgur, a community powered entertainment destination. I would recommend a brief introductory paragraph before linking to the Credit Card Decision Flowchart. If you have a low score you don’t think “eating an anus” will help? And an HTML version of the flowchart is available here! Without further ado, here's the link: —link removed—. A place to discuss credit cards to profit from sign-up offers. But you are not dead in our hearts, kevlarlover. Hot. In this section, we will provide a general description of the main types of resumes, which type is most suitable for specific people and their respective samples. Oodles of changes to the Chase recommendations and Chase notes. Before you write code, you can use a flowchart to create a diagram of the steps in your algorithm and evaluate any potential issues with your logic. And an HTML version of the flowchart is available here! This credit card decision flowchart plots out what credit cards you should open and in which order so you can maximize your overall churning benefits, depending on the type of rewards you’re looking for. 0. AMEX? This flowchart obviously won't cover every situation, and it doesn't take into consideration reaching a specific destination; the advice here aims to maximize your points and miles in general (particularly flexible points) with an eye toward travel, especially international F and J travel. Lift your spirits with funny jokes, trending memes, entertaining gifs, … A flowchart visually represents the steps and decisions that are made to complete a process. I can share my link if you’d like to take a look. Reddit churning has long been followed as a great community for credit card churning and manufactured spending. On-time payments are the biggest factor in your credit scores. Chase Marriott? New. You'll need to learn some basic syntax: hashtags specify shapes, indents specify nesting. I was wrong. We choose for you, No capital one savor in the cashback pile? Get started immediately using our professionally designed flowchart templates. Personal Finance How To Prioritize Spending Your Money A Flowchart Canada Personalfinance . Churn Flow – Vertical Tubes. Not textografo. Just PM me. Reddit archived the old flowchart post - hence the new post. Close. This chart breaks down which cards to add by order based on what you want. Anyways, I'm sharing it with you all now with the hopes that people jump in and help me improve it & hopefully get it into a format that we can share with noobs here and with friends offline. Join. User account menu. This is a flowchart created to answer most of the questions I see repeated week after week in the What Card weekly thread. You can edit this Data Flow Diagram using Creately diagramming tool and include in your report/presentation/website. To make a flowchart in SmartDraw, you start by picking one of the flowchart templates included and add steps in just a few clicks. Press J to jump to the feed. (The HTML version is best viewed in Google Chrome.) Posts Wiki Glossary Useful Links. Press question mark to learn the rest of the keyboard shortcuts. This is a great flow chart and always has been. Since the answer to that depends on what a person wants - whether that's free flights, cash, domestic/international etc I've always tried to figure out the answers to some of those questions before answering.. after a while it hit me, why not make a flowchart that can give a personalized answer to the question?With that in mind, I've been working on making something like that and so far this is what I've come up with. Learn how to see the world for less with these credit card churning best practices. Too many trolls wrecking the editable one you shared. An image of the flowchart is available here! oh shit, I'm so glad I got on the boat before it died D: Is it possible you can update the link for this in the sidebar? They're becoming like Apple. This sub isn’t what it used to be. Bummed I missed it. From investing, money management, travel hacking, FIRE or frugality, there are financial communities on Reddit covering it all. So as someone who's been doing this quite a while, friends often ask me some variation of What card should I get/What's the best card to get? Flowchart Maker is a flowchart design app for Windows, whcih is also compatible with Mac OS X and Linux systems. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. – churning thoughts: write it all down, find underlying beliefs, find what is more honest – emotions: connect with heart, then sensations of breath in the heart area, breath and feel, notice it flowing through The app’s rich forms, templates, enhanced effects and themes can help you to create diagrams that are more intuitive than ever before. Looks like you're using new Reddit on an old browser. How do you get a $500 cashback from them? Yess especially the 120k point offers are just the best thing out there. Roughly the same info. Here Alice does one churning transaction. Lol, If you’d like to see it or contribute just PM me, as someone still under 5/24 and new in terms of my churning knowledge, i'd love to see the original document you created if you have a locked version of it? Like, the first card recommended in the under 5/24 not interested in the Companion Pass is just called "Marriott." For Canadians: American Express Canada Flowchart . Sorry, what is it? Have you ever had a credit card company claw back your rewards, and if so, where did your churning strategy go wrong? Only you know where you want to travel and what you want to do. Type of Resume and sample, reddit churning best business cards.You must choose the format of your resume depending on your work and personal background. Share your success stories, your horror stories, new offers, and any good … Press J to jump to the feed. I will update the flowchart in this post occasionally (by editing this post), as new cards enter the market and old ones are discontinued, but the flowchart will not be updated to reflect every temporarily increased sign-up bonus. So as someone who's been doing this quite a while, friends often ask me some variation of What card should I get/What's the best card to get? Hot New Top Rising. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. Discussions on the Reddit churning community were always a treat. this chart and the DoC list is how I spent my first year churning. Go hang out on Reddit’s r/churning if you want the latest news on that kind of thing. As a casual churner, though, it's always hard for me to figure out exactly which cards are being referred to. I thought this would be similar and maybe even more productive since this didn’t require deep knowledge about a specific airline. Reddit archived the old flowchart post - hence the new post. Multiple exporting options so you can easily include your flowchart in documents and presentations. It has it's limitations: Google Slides is obviously not a flowchart making tool so it doesn't look pretty. Why You Need to Use Reddit Churning for Travel Hacking. By using our Services or clicking I agree, you agree to our use of cookies. Read how to use Reddit churning to step up your travel hacking game. But the Reddit Churning community can help inspire you and get you there the most effective way. Another way churning could hurt your credit is if you forget to make a payment because you’re juggling so many credit cards. A flowchart can help visualize the steps in a system including inputs, outputs, and loops. Finally, my thanks to r/churning in general for being a great community and for all the info needed to keep this chart up-to-date, to the mods, and to these users in particular for comments that improved the flowchart or notes: /u/aoechamp, /u/the_fit_hit_the_shan, /u/pizzywoah, /u/PeteyNice, /u/Renaud04, /u/BrainSturgeon, /u/idontwantaname123, /u/mk712, /u/blinyellow, /u/milespoints, /u/GamingBuck, /u/bullfrog23414, /u/Soulsandwich, /u/sidek021, /u/preston_f, /u/nobody65535, /u/AtSomePointItMatters, /u/Blaize122, /u/pawfee, /u/dragonflysexparade, /u/duffcalifornia, /u/Lieroo, /u/DanmakuLife, /u/nmperson, /u/mikep4, /u/Foxua, /u/Heartlanta, /u/Chong786, /u/akdb8r, /u/caedin8, /u/daneo345, /u/Better_than_Trajan, /u/hellomedworld, /u/yt-nthr-rddtr, /u/kid_iculous, /u/blueeyes_austin, /u/OJtheJEWSMAN, /u/Schaudenfreuding, /u/m16p, /u/ktfzh64338, /u/Cyclone__Power, u/SJ0 for the Anti-Churning Guide, and to whoever posts additional improvements in the comments! Cookies help us deliver our Services. RIP. Oh, yep, that would should be in there - I'll add it next time around. Other changes too, but who cares? I’m optimistic that the end result is better than the starting point. Definitely still a thing, if you're under 5/24. I never pulled the trigger months ago because I never had a "business" and was too nervous to fake one. Advertisement. Looking forward to my next CSR sign-up bonus in 43 months. I'm curious how this was going to be different from kevlars, but I guess I'll never know since the link is gone. 3 Best Resources on r/churning Credit Card Decision Flowchart. Easily draw flowcharts using our flowchart maker. Try our flowchart tool for free using the public plan. 0 Comment. Churn, baby, churn! Perhaps the best thing - it's probably my single favorite credit card. I'm surprised how much I/we return to the basics. Hot. Flowchart for Noobs. Total noob here... Is the Chase Ink Preferred still a thing? You might miss out on an occasional increased bonus or leaked link, but for those of us doing this more passively it's a great resource. Credit card churning is a powerful way for cutting travel costs. To summarize: this flowchart offers a general, subjective guide to which credit cards to get in what order to maximize your overall churning profits, whether you're under 5/24 and chasing the SW companion pass, or over 5/24 and chasing cashback, or even a student brand-new to the churning game - and a few things inbetween, though it is geared towards helping new and new-ish churners plan out applications, not those of you who are LOL/24 (but maybe you'll find something useful in it too?). Still not sure? Churn flow, also referred to as froth flow is a highly disturbed flow of two-phase fluid flow.Increasing velocity of a slug flow causes that the structure of the flow becomes unstable.The churn flow is characterized by the presence of a very thick and unstable liquid film, with the liquid often oscillating up and down. A few years back when AA did a devaluation I posted a Google Sheet n we crowdsourced the changes. At 193,695 members, it’s one of the larger subs on Reddit. No choices. Good Guy Chase, just trying to make the flowchart more simple to read. Ok so clearly y’all can’t be trusted. I believe it is still linking to the 8/6/2018 version before Chase killed the doubledip. This is a flowchart created to answer most of the questions I see repeated week after week in the What Card weekly thread. She used 1B and 1C to send some money to herself in T1, then paid some people in T2 and T3. Nicole Dieker. Posts. Archived. By using our Services or clicking I agree, you agree to our use of cookies. Reddit Churning Lesson 3: Ask The Right Questions To Build Knowledge And Maximize Rewards Value. Press question mark to learn the rest of the keyboard shortcuts. Here Alice had three outputs in her wallet (1A, 1B and 1C). (The HTML version is best viewed in Google Chrome.). Log In Sign Up. Cookies help us deliver our Services. Most flowchart tools force you to move a lot of boxes around. A Churning Flowchart. This is like the holy grail for people who are just starting their travel hacking journeys. Between this chart and DoC's Best of the Month List that's all you really need to have a good implementation of a plan. 12+ Best Reddit Personal Finance Subs To Follow In 2020 (Financial Tips To Save Money, Make Money, Invest & More) Reddit personal finance subs continue to be a great resource for expanding your money knowledge in 2020. How to prioritize spending your money a can fortify your business travel ing and credit cards financial waterfalls for new residents reddit churning for travel ing. Not surprised to see it only took a couple hours before someone changed one of them to "eat an anus", The last step should link back to the beginning and be titled anustart. was a good low stress way to approach CC points. For optimal card sign up paths check out this credit card flowchart from r/churning: I would also recommend reading the links under Basic Reading for r/churning: Miles vs Points: Why you should not… Your work is much appreciated. Well, the double-dip was always on death row, ever since the One Sapphire and One SW rules were implemented - honestly, I'm surprised it took them this long to get around to killing it, though it's still a loss. It has been updated as of 1/16/2019. An image of the flowchart is available here! My point with this is to have something visual for people who are not familiar with churning or new to it. 29 best flowchart diagram s a flowchart of philosophical novels reddit affordances as an enabler for mind ming for linux users open source flowchart Top 12 Open Source Flowchart UpdatedTop 12 Open Source Flowchart UpdatedDiagram Maker Creately Flowchart Reddit 672x476 Png PngkitTop 12 Open Source Flowchart UpdatedFlowchart Program For Reddit9 Flowchart And Diagramming Tools For… So purpose is to avoid overwhelming them with the master chart but allowing them to get to it if they are interested in jumping in deeper, You might want to lock edits some people are messing with it. r/ churning. If so the difference was that mine was an overview - all the info upfront. How To Spend Your Money The Flowchart Reddit. Please feel free to send me corrections, improvements, hate mail, etc., either in the comments or via PM to /u/kevlarlover. I have a copy of the original and Google has excellent version history of things rly get out of control. The double-dip is dead! Press question mark to learn the rest of the keyboard shortcuts. But, to repeat, this is a general (and subjective) guide, not absolute truth. By Eva | June 30, 2020. A Data Flow Diagram showing flowchart churn process. It provides you with a drag-and-drop interface and a large variety of built-in symbols for flowchart, and data flow diagram creation. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. Thanks! No worries it happens. Churning is the process of using credit card sign up rewards to accrue either airline miles, credit card points, or cashback that you can then use on lodging, flights, or other travel accommodations, essentially allowing you to travel for free or with heavy discounts. Follow along the chart and you’ll add the right card 80% of the time. ($500 cashback). IMO this does not seem to add much more than the other flowchart and is much more vague in the ultimate recommendations. My thanks to /u/goatfresh for making the flowchart easier on the eyes and to /u/caedin8 for turning me onto Amazon S3 for hosting. A place to discuss credit cards to profit from sign-up offers.

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